With a growing number of investors in search of more uncorrelated investments, life settlements have become the go to asset-class that remains unaffected by the market volatility. Life Settlements remove the stress of the up and down roller-coaster ride of the S&P.Imagine if your long-term investment funds were free from major stock market crashes like the ones many experienced in 2002 and 2008 and, the returns from your investments were being backed by top investment rated insurance companies the likes of MetLife, Prudential and Pacific Life, to name a few. Life Settlement contracts can be invested in through various options, some of which are as follows:
A Private Placement memorandum
(PPM) is a private offering to investors where numerous interest are pooled into one partnership. Accredited investors purchase shares of the partnership. Private Placements are securities, structured through a Regulation D exemption, Rule 506. A securities license is typically not required for a financial professional to manage a PPM. However, this can vary by state. ASR’s experience can help you structure and prepare a life settlement PPM for your clients at a reasonable cost.
Individual Customized Life Settlement Portfolios
ASR has the experience to structure the right life settlement portfolio on behalf of investors. Actively performing in the role of sourcing, underwriting and acquiring the right life settlement contracts that fit the investor’s buy box and returns in their underlying portfolio. These life settlement portfolios can be structured for single accredited investors, Family Offices, Pension and Endowment funds.
Multigenerational Family Offices
ASR’s experienced team is able to guide wealthy families in their efforts to preserve their financial legacy. Life settlement portfolios can be tailored to hedge overall portfolio exposure from the broader equity markets.
Individual Accredited Investors
High net worth clients can take advantage of a safer alternative asset-class by having a diversified number of policies to lower volatility and enhance returns.
Entrepreneurs & Corporate Executives
Our entrepreneurial and corporate CEO clients benefit from the attractive rates of return while carrying relatively low risk.
Endowments & Pensions
The perfect compliment to any institutional equity portfolio. Structured as a close-ended private equity-style fund for their institutional capital with a longer investment horizon or a separately managed portfolio for those who want to control the investment vehicle.